swift codes and inter bank codes In Indonesia
Suppose you wish to make a remittance to my account in Indonesia, you should know the swift code of the destination bank, in this instance , BCA , namely CENAIDJA , BANK CODE 014, acc no : 6130098876, Rudyanto Judomiharjo.
Let’s consider the elaboration of this Bank SWIFT.
The Society for Worldwide Interbank Financial Telecommunication (”SWIFT”) and commonly called Bank Identifier Code (BIC) operates a worldwide financial messaging network which exchanges messages between banks and other financial institutions. SWIFT also markets software and services to financial institutions, much of it for use on the SWIFTNet Network, and ISO 9362 bank identifier codes (BICs) are popularly known as “SWIFT codes”.
The majority of international interbank messages use the SWIFT network. As of November 2008[update], SWIFT linked 8,740 financial institutions in 209 countries.[1] SWIFT transports financial messages in a highly secure way, but does not hold accounts for its members and does not perform any form of clearing or settlement.
SWIFT does not facilitate funds transfer. Financial institutions would need a corresponding banking relationship for financial transactions.[clarification needed] Not all financial institutions have banking business relationships, but rather peripheral. Each financial institution, to exchange banking transactions, must have a banking relationship by either being a bank or affiliating itself with one (or more) so as to enjoy those particular business features.
SWIFT is a cooperative society under Belgian law and it is owned by its member financial institutions. SWIFT has offices around the world. SWIFT headquarters are located in La Hulpe, Belgium, near Brussels. An average of 2.4 million messages, with aggregate value of $2 trillion, were processed by SWIFT per day in 1995.
It was founded in Brussels in 1973, supported by 239 banks in 15 countries. It started to establish common standards for financial transactions and a shared data processing system and worldwide communications network. Fundamental operating procedures, rules for liability etc., were established in 1975 and the first message was sent in 1977.
The swift code of banks in Indonesia
- ABN AMRO Bank: ABNAIDJA
- Hagabank: HAGAIDJA
- Bank Artha Graha: ARTGIDJA
- Bank Bumiputera Indonesia: BUMIIDJA
- Bank Bumi Arta Indonesia: BBAIIDJA
- Bank Buana Indonesia: BBIJIDJA
- Bank Danamon: BDINIDJA
- Bank Mandiri (not Bank Syariah Mandiri): BEIIIDJA
- Bangkok Bank: BKKBIDJA
- Bank Niaga: BNIAIDJA
- Bank Negara Indonesia (BNI): BNINIDJA
- Bank BNP Paribas Indonesia: BNPAIDJA
- Bank Resona Perdania: BPIAIDJA
- Bank Rakyat Indonesia (BRI): BRINIDJA
- Bank Bukopin: BBUKIDJA
- Bank Central Asia (BCA): CENAIDJA
- Deutsche Bank AG: DEUTIDJA
- Bank Mizuho Indonesia: MHCCIDJA
- Hongkong and Shanghai Banking (HSBC): HSBCIDJA
- Bank Internasional Indonesia (BII): IBBKIDJA
- Bank Indonesia: INDOIDJA
- Lippobank: LIPBIDJA
- Bank NISP: NISPIDJA
- Pan Indonesia Bank: PINBIDJA
- Bank Rabobank International Indonesia: RABOIDJA
- Bank UFJ Indonesia (formerly Bank Sanwa Indonesia): SAINIDJA
- Bank Swadesi: SWBAIDJA
- Bank Tabungan Negara (BTN): BTANIDJA
- Bank UOB Indonesia: UOBBIDJA
- Bank Permata: BBBAIDJA
- Bank Maybank Indocorp: MBBEIDJA
- Bank Chinatrust Indonesia: CTCBIDJA
- Woori Bank Indonesia: HVBKIDJA
- Bank Sumitomo Mitsui Indonesia: SUNIIDJA
- Bank Finconesia: FINBIDJA
- Bank OCBC Indonesia: OCBCIDJA
- Bank Kesawan: AWANIDJA
- Bank Commonwealth: BICNIDJA
- Bank Ekonomi Raharja: EKONIDJA
- Bank DBS Indonesia: DBSBIDJA
- Bank CIC International (formerly Bank Century Intervest Corp): CICTIDJA
- Bank Ekspor Indonesia: BEXIIDJA
- Bank Mega: MEGAIDJA
- Bank of China, Jakarta Branch: BKCHIDJA
- Bank Syariah Mandiri (not Bank Mandiri): BSMDIDJA,
Interbank code ? apa gunanya? tentu saja banyak karena kita selalu tidak bisa menghindar dari aktivitas keuangan. Bahkan untuk para blogger sekalipun pasti sangat penting, terutama yang mencari tambahan penghasilan lewat blog. Penghasilan para blogger dari referral ke ziddu misalnya, harus melalui Paypal kan? Nah gimana mau dapet uang kalau ga bisa ditransfer ke rekening bank kita. Untuk mentrasfer duit di Paypal ke rekening bank kita, salah satu persyaratannya adalah dengan memasukkan kode bank.
Dibawah ini adalah daftar kode bank yang ada di Indonesia yang semuanya sebanyak tiga digit. Tapi masalahnya Paypal meminta kode sebanyak tujuh digit, Lalu bagaimana?
Jangan kuatir, karena empat digit/angka kekurangannya tinggal diisi kode kantor cabang. Untuk itu silahkan menanyakan pada kantor bank tempat Anda mendaftar. Kode-kode bank ini juga diperlukan untuk transfer antar bank via kartu ATM (pernah kan?
Nah inilah Daftar Kode-Kode Bank itu:
| No | Nama Bank | Kode Bank | No | Nama Bank | Kode Bank |
| 1 | Permata Bank | 013 | 31 | Bank Commonwealth | 950 |
| 2 | Bank BCA | 014 | 32 | Bank Muamalat | 147 |
| 3 | Bank Lippo | 026 | 33 | Bank DKI | 111 |
| 4 | Bank Danamon | 011 | 34 | Bank Jabar | 110 |
| 5 | Bank Niaga | 022 | 35 | Bank IFI | 093 |
| 6 | Bank BII | 016 | 36 | Bank Agro | 494 |
| 7 | Bank BRI | 002 | 37 | Bank Artha Graha | 037 |
| 8 | Bank Panin | 019 | 38 | Bank Artos Ind | 542 |
| 9 | Bank Bukopin | 441 | 39 | Bank Arta Niaga Kencana | 020 |
| 10 | Bank NISP | 028 | 40 | Bank Bumi Arta | 076 |
| 11 | Bank Mega | 426 | 41 | Bank Eksekutif | 558 |
| 12 | Bank Buana Ind | 023 | 42 | Bank Haga | 089 |
| 13 | Bank Syariah Mandiri | 451 | 43 | Bank Harda | 567 |
| 14 | Bank Ekonomi | 087 | 44 | Bank HS-1906 | 212 |
| 15 | Bank Bumiputera | 485 | 45 | Bank Sumut | 117 |
| 16 | Bank Ina Perdana | 513 | 46 | Bank Sulut | 127 |
| 17 | Bank Kesawan | 167 | 47 | Bank Jasa Jakarta | 427 |
| 18 | Bank Mayapada | 097 | 48 | Bank Lampung | 121 |
| 19 | Bank Mestika | 151 | 49 | Bank NTT | 130 |
| 20 | Bank Nagari | 118 | 50 | BPD Bali | 129 |
| 21 | Bank Nusantara Parahyangan | 145 | 51 | BPD DIY | 112 |
| 22 | Bank Syariah Mega | 506 | 52 | BPD Jambi | 115 |
| 23 | Bank UIB | 536 | 53 | BPD Kalsel | 122 |
| 24 | Bank ABN Amro | 052 | 54 | BPD Kaltim | 124 |
| 25 | Bank Maspion | 157 | 55 | BPD NTB | 128 |
| 26 | Bank Mandiri | 008 | 56 | BPD Sulsel | 126 |
| 27 | Bank Sumsel | 120 | 57 | BPD Kalteng | 125 |
| 28 | Bank Jatim | 114 | 58 | BPD Aceh | 116 |
| 29 | Bank Maluku | 131 | 59 | BPD Papua | 132 |
| 30 | Bank Riau | 119 |
Perlu Diperhatikan: Khusus untuk BCA, kode cabang biasanya adalah empat angka pertama dari nomor rekening bank Anda. Contoh, jika nomor account BCA anda 6130098876, maka yang perlu diisi di formulir Paypal adalah 014 (kode bank bca) +6130 (kode cabang bca) sehingga menjadi –> 0146130
